Financing

Porch Outfitters is proud to offer outstanding Sunlight Financial financing options to make your home remodeling project as affordable as possible.

Complete the form below or call us for more information about our financing options.

Flexible financing options available for SC residents:

a. 12 Months Same As Cash

b. 60 Month Term 6.99 APR – No Prepayment Penalty

FAQ

What does my credit score need to be to qualify for financing?

A 670+ FICO is required for approval.

Will I receive a hard credit pull when applying for financing?

No. We perform a soft pull UNTIL funding occurs.

Are there any requirements for the financing application?

Yes. The primary applicant must be listed on the property title as a homeowner to qualify for financing.

How Our Outdoor Living Upgrade Process Works

1. Schedule Your Consultation: Call us to schedule your free in-person consultation.
2. Get Your Quote: One of our Outdoor living specialists will provide a quote on-site once your estimate is complete.
3. Apply for Financing: Complete your financing application to see if you’re approved immediately.
4. Document Review: Our team confirms Sunlight has all necessary documentation and helps you upload any additional required files via the customer portal.
5. Sunlight Approval: Sunlight approves our work to be completed.
6. Installation Day: Our Outdoor living specialist will schedule a day for your work to be completed.
7. Final Approval: Once you are satisfied, you approve the work as completed via the Sunlight customer portal.
8. Enjoy Your Home: You enjoy your happy, comfortable, and newly improved home.

Financing Your Home Comfort Upgrades

At Porch Outfitters, we believe that comfortable outdoor living should be accessible to everyone. To help you achieve your home improvement goals without the upfront stress, we have partnered with Sunlight Financial to offer flexible, competitive financing options tailored to your budget.

Our financing programs allow you to start your Outdoor living project immediately while paying over time with predictable monthly installments. Whether you are looking for short-term or long-term options, our streamlined digital application process provides instant decisions with no impact on your credit score during the initial application.